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About us

Opening the door for First Time Buyers

Our First Home Plan aims to combine the aspirations of first time buyers with affordable monthly payments, giving you the opportunity to own your own high quality home at genuinely affordable prices.

At Stewart Milne Homes, we never forget that a home isn’t just where you live, it’s how you live, and that moving to a new home is a fresh, exciting start - and often one of your most memorable moments. That’s why our First Time Buyers Plan includes all the details you’d expect along with a helping hand every step of the way. After all, this is your first home:

•  Help to Buy available†
•  LBTT / Stamp Duty paid
•  No legal fees
•  Choice of furniture
•  Choice of kitchen finish - doors, handles and work surfaces
•  Choice of bathroom finish with Porcelanosa tiling
•  Choice of flooring throughout
•  TV and home cinema system
•  10 year warranty for your new home

Your choice of home

Don't just take our word for it

  • A 'very satisfied' customerCharleston, Cove

    We were first-time buyers so were obviously new to the whole experience...
    And the staff at Stewart Milne couldn't have made it easier for us. They were all very friendly and offered a helping hand.

  • Jacqueline ReidSilver Birches, Alford

    As first-time buyers, we were obviously concerned about the financial side of things. Would we be able to afford it?...
    So Stewart Milne's first-time buyers' package was really helpful. It wasn't just about the price of the house; it was that they help you out with getting the flooring and other stuff done.

  • Mr and Mrs GartlandLeathan Wood, Portlethen

    ‘All-inclusive’ offer a boon for first-time buyers...
    We worked out with Lynsey, Stewart Milne’s sales advisor that going for four bedrooms made the most sense. And being first-time buyers, having the house fully fitted, carpeted and painted as part of the deal really helped as well. No other builders were offering that. As a result, we’ve got a home that we hope will be good for us for the next 20 to 30 years at least.

  • Ms Pitcairn and Mr McIntyre The Fairways, Portlethen

    With our first baby on the way time was of the essence...
    and thanks to Stewart Milne’s first-time buyers’ package our new home was ready for us. All we had to do was move in.

    Stewart Milne’s whole package was such a good idea. It was great not walking into a blank canvas. We had all the carpets, the curtains, beds, blinds and drawers, and what-have-you, included in the price; all the basics for what you need when starting out.

  • Mr TaylorVision, Mugiemoss

    In today’s climate we didn’t have a clue as to whether we’d be able to afford a mortgage...
    and we still can’t believe that we’ve moved into a brand-new property. It’s fantastic, unbelievable!

    At times we didn’t think it would ever happen. But Amanda and Jordan at Stewart Milne made the whole process very easy. From the outset they guided us. Amanda told us to phone Lifetime Planning to get a mortgage and Jordan helped sell our old flat very quickly. They made it so easy. In fact, if I’d known how easy it was I’d have done it years ago.

     

  • Mr CouttsVision, Mugiemoss

    As a first-time buyer you wonder if you’re ever going to be able to afford your own home...
    But Stewart Milne Homes’ shared equity scheme made it really attainable.

    I don’t think there’s any other company in the area offering such good offers to first-time buyers. Stewart Milne made it really easy and were really helpful in helping us buy our first place.

     

  • Mr Hardie and Ms MunroVision, Mugiemoss

    As first-time buyers, we wouldn’t have been able to buy a place in the centre of town if it hadn’t been for Stewart Milne...
    Their shared-equity scheme made it affordable. It gave us the opportunity to use what savings we had as a deposit and the chance to invest in our own future.

    Being first-time buyers we had loads of questions, but we were never made to feel stupid.

     

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The First Home plan is available on selected homes only and may not be combined with other available offers. Please contact us for more details of offers available on specific homes. This offer is subject to terms & conditions and availability.

†Please ask for details. Available on selected homes only and may not be combined with other available offers. Please contact us for more details of offers available on specific homes. This offer is subject to terms & conditions and availability.

*Offer is available on selected plots.  Subject to status. Terms and conditions apply.  This example is based on a purchase price of £194,995. The amount you will need to pay Stewart Milne Homes on purchase is £165,745 being 85% of the purchase price.  Monthly costs based on a repayment mortgage of £155,996 (£9,749 deposit contribution from buyer) and lender's fixed rate of 1.85% until 30/09/2018, reverting to the lender's variable rate for the remaining of the term, currently 3.99%. The overall cost for comparison is 3.76% APRC.  Interest rate correct as at 01/06/2016. Calculated over 30 years the monthly cost on 1.85% is £564.96.  An arrangement fee of £999 and a valuation fee of £190 are both payable to the lender on application. A completion fee of £35 is payable to the lender on completion. Early repayment charges apply to the end of the incentive period. The actual rate will depend upon your circumstances.  Loans are subject to availability and subject to status. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This example is also based on using the Scottish Government's Help to Buy Equity Loan Scheme, they will retain a 15% share of the property, which must be repaid on sale of the property. Typical example - if the property is sold for £200,000 then 15% (£30,000) is payable to the Scottish Government. Terms and conditions apply. 

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