Help to Buy (Scotland)

Applications for the Help to Buy (Scotland) Affordable New Build scheme closed on 9 April 2021. For further information click here

However, Stewart Milne Homes are pleased to continue to offer Scottish Governments First Home Fund.

Legal Information

Applications for the Help to Buy (Scotland) Affordable New Build scheme closed on 9 April 2021.

Help to Buy (Scotland) is only available on selected homes at selected developments in Scotland up to a value of £200,000. Eligible applicants will be offered an equity stake of up to a maximum of 15% of the full market price. The Scottish Government will hold the second charge on the property. Applicants are required to fund at least 85% of the purchase price by means of a mortgage and any deposit where required. There is no fee charged on the equity stake component. The equity stake is provided by the Homes and Communities Agency and developer as a second charge. Your home may be repossessed if you do not keep up your repayments on your mortgage. Help to Buy is not available for part-exchange or buy-to-let.